در حال حاضر صاحبان دسته چک ها می توانند با خیالی راحت تر از چک های صیاد
جهت انجام معاملات پرداختی خود استفاده نمایند.
بر خلاف زمان های گذشته که هر بانکی دسته چک مربوط به خود را با طرح و رنگی متفاوت داشت،
در حال حاضر با سامانه ی صیاد که بانک مرکزی راه اندازی کرده است،
همه ی چک ها یکدست و یک شکل شده اند و همه ی آن ها دارای ابعاد یکسان و به رنگ گلبهی می باشند.
در زمان های گذشته چک هایی که در شبکه های بانکی مورد استفاده قرار می گرفتند
اندازه ها و طرح و زنگ های مختلفی داشتند
و از همین رو بانک مرکزی با هدف استانداردسازی و یکپارچه سازی چک ها
اقدام به راه اندازی سامانه ی صیاد کرد؛ که همین مساله در واقع موجب
هویت بخشی به چک به عنوان یکی از اوراق بهادار می شود.
یکی دیگر از اهداف بانک مرکزی از راه اندازی سامانه صیاد در کنار آن که یکسان سازی
و متحد الشکل کردن شکل ظاهری چک ها بود در کنار آن بر ویژگی های امنیتی آن
نیز توجه بسیار زیادی شده است. از همین رو برای چک های صیاد سه سطح امنیتی در نظر گرفته شده است.
در سطح اول آن سری و سریال های چک ها به صورت برجسته بر روی چک ها چاپ شده اند
که کاملا قابل لمس و قابل رویت می باشند. سطح دوم آن شامل ویژگی های امنیتی دیدنی
مثل واتر مارک و همین طور طرح مخفی بر روی چک ها می باشد که به آسانی قابل رویت کردن می باشد.
در سطح سوم نیز ویژگی های امنیتی هستند که در این چک ها به کار رفته اند
و تنها به کمک برخی ابزارها قابل رویت بوده و به طور معمول بانک ها
و افرادی که استفاده ی مکرر و زیاد از چک دارند، امکان استفاده کردن از آن را دارند.
در ادامه باید بگوییم که با ورود دسته چک های صیاد، قوانین و مقررات مروبط به چک
هیچ گونه تغییری نکرده اند و تنها مساله ی مهم در این میان این است
که در مقایسه با چک های قدیمی این نوع چک ها استاندارد سازی شده اند
و از امنیت خیلی بالاتری نیز برخوردار می باشند.
برای مشاوره حقوقی چک با ما در ارتباط باشید.
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