مشاوره حقوقی در زمینه ارث
ژوئن 10, 2018
مشاوره حقوقی رایگان درباره جرم تخریب اموال
ژوئن 24, 2018
مشاوره حقوقی
صادر کننده فردی است که اقدام به صدور چک کرده
و ملزم به پرداخت وجه آن که در چک ذکر کرده است در تاریخ قید شده بر روی چک می باشد.
و بایستی در همان تاریخی که در چک ذکر شده است، در حساب خود وجه نقد داشته باشد.
در غیر این صورت هم از لحاظ مدنی و هم جزایی مسئولیت خواهد داشت.
در زمان درج شده در چک کسی که چک را صادر کرده است، نباید از حساب بانکی خود وجه نقد خارج کند.
به نحوی که در زمان سررسید در حساب اش وجه نقد نباشد، که در این صورت غیر قانونی به حساب می آید.
یکی از مشکلات عمده ای که ما در حال حاضر در معاملات با آن مواجه می باشیم،
صدور چک بلامحل و یا همان چک برگشتی می باشد.
استفاده از چک در معاملات مزایای بسیاری دارد ولی در صورتی که از آن استفاده صحیحی نشود،
معضلات و مشکلات فراوانی را نیز به بار خواهد آورد.
شما می توانید برای مشاوره حقوقی در مورد چک و چک برگشتی و قوانین آن
با وکلای مجرب سایت مشاوره حقوقی در ارتباط باشید.
زمانی که دارنده ی چک با یکی از موارد زیر مواجه شود، این امکان را دارد که چک را برگشت بزند:
– در صورت نبود وجه نقد و یا کافی نبودن آن در حساب
– صادر کردن از حسابی که مسدود و یا همان بسته می باشد.
– در صورت صدور دستور به وسیله ی صاحب حساب مبنی بر عدم پرداخت وجه
– تنظیم کردن نادرست چک مانند اختلاف داشتن مطالب چک باهم، مطابقت نداشتن امضا، قلم خوردگی چک و …
مجازات کیفری صدور چک برگشتی
طبق ماده 7 قانون مجازات چک برگشتی از یک روز الی دو سال حبس می باشد.
اما باید توجه داشت که طبق قوانین دادگاه ها حبس هایی که کم تر از 91 روز می باشد را مبدل به جزای نقدی می کنند.
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